  The MODHELUS software suite, designed as SOBA (Service Oriented Business Applications), specialized in financial institutions, enables the integral management of a bank, as well as a group of banks, thanks to its multi-bank characteristic.
The architectonic strategy of MODHELUS makes intensive use of the reuse and standardization concepts, in order to make possible a fast and easy adjustment of the system to new banking businesses processes, minimizing maintenance and operation costs. Its architecture and modularity facilitate the definition of an evolution and coexistence path that is not traumatic, with controlled risk along the whole process and, fundamentally, producing a strong impact on the institution’s costs reduction. These characteristics also enable taking the components of the Suite apart in order to solve issues specific to financial institutions. The MODHELUS suite of solutions for the financial business is structured on SOA (Service Oriented Architecture) and BPM (Business Process Management) architecture, Open Source technology, Relational Databases and Java language.
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| • | Administration of the presentation layers of processes in the internal distribution network |
| • | 7 x 24 Availability |
| • | Real-time Operation |
| • | Multi-bank and multi-currency modalities |
| • | Physical and logic integration of multichannel assistance of clients and services: |
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| • | Administration of central operations of a financial entity |
| • | Business solutions for the management of the commercial intelligence of the portfolio |
Applications integrated in MODHELUS:
| • | Sight deposits Integral management of checking accounts and diverse types of savings accounts |
| • | Arrangements, collections and cashing Management of arrangements with third parties, settlement and consolidation |
| • | Securities Management of banking instruments, remitted to and received from other banks, discounted instruments and purchase/sale |
| • | Loans Management of different types of loans, under different modalities |
| • | Guarantees Management of guarantees received and granted, recording of assets, revaluation and depreciation, inspection agendas and insurances |
| • | Time deposits Management of time deposits under different modalities, assessment of taxes and associated withholdings |
| • | Clients Management of natural and legal persons, documents and registrations, addresses, tax systems, assets and balance sheets and rating. Relations between clients (including economic groups) and products. Inhibitions and disqualifications |
| • | Accountancy Management of accountancy, in a multi-bank and multi-currency environment |
• | Treasury Management of limits, cashier opening, allowance between cashiers and with other channels, cash audit and closing and remittances |
• | Cash Receipts and disbursements, money laundering prevention, management of instrument deposits |
• | Limits Limits management to operate in the different products, in general, by client , and by group of clients |
• | Arrears Management of commercial defaults that do no surpass the legal procedure borderline in any group of clients of a financial entity |
• | Credit cards Storage of information on credit cards and basic management of credit cards. It includes ordering plastic, request to networks, replacement, black list and management of debit cards limits, as well as their connection with Sight Deposits. It includes a register of accounts and credit card plastics, their connection with Clients and Sight Deposits and balances to be collected and position by clien |
• | Insurance Management of insurance granted, register of insured assets in the case of insurance on property or real estate, register of losses and communication with the different insurance companies. Generation of collection quotas in the modules Sight Deposits, Cards or with charge to account |
• | Security Management of profiles, authorizations, capabilities, limits, operations and functions, and work positions. It has an authorizations mechanism that includes line of orders, reallocations, timeout management and control mechanisms, conditions and dates. It permits enabling and disabling of whole modules or branches |
• | Products package Permits management of the combination of products and services in a single account. It makes banking operations with consolidated information possible in expeditious and simple manner, differential costs and benefits |
• | Regulations It generates a reservoir with the information required by the regulations, their consultation and updating |